Built from the inside.
One Less Thing exists because navigating disability finances is genuinely hard — and someone who has lived it should be making the guide.
The story
My sibling has an intellectual disability. Growing up, I watched my family navigate a system that was complicated by design — SSI asset limits that punished saving, benefit cliffs that made working dangerous, ABLE accounts that few people knew existed, and trust law that required a lawyer just to understand the questions.
No single resource pulled it all together in plain language. The government websites were dense. The financial planning community was expensive and hard to find. The nonprofit resources were helpful but scattered.
One Less Thing is the resource I wish had existed. It's written for the person who is new to all of this and needs a starting point — and for the family member who has been doing this for years and still has unanswered questions.
What we do
We publish free, plain-language guides to disability financial planning. Every article is written to be accurate, accessible, and genuinely useful — not a teaser for a product, not a lead magnet for a sales call.
Our four content pillars — ABLE accounts, benefits navigation, planning tools, and everyday money — cover the financial landscape for people with disabilities and the families and professionals who support them.
What we are not
We are not a law firm, a financial advisory, or a government agency. Our content is educational — it explains what the rules say, not what you should do in your specific situation. Every page includes a disclaimer for that reason, and we mean it.
We are not a charity. Disabled people and their families don't need pity — they need accurate information, presented with respect.
Our accessibility commitment
We are committed to WCAG 2.2 Level AA accessibility on all pages. This site is tested with automated tools and manual screen reader passes. If you encounter an accessibility barrier, please contact us at hayden@onelessthing.us — we take every report seriously.
Get in touch
Questions, corrections, partnership inquiries, or just a note — reach Hayden at hayden@onelessthing.us.